NicePay :)

NICEPAY:) is a modern, high-tech integrated B2B2C platform that enables customers to conveniently make utility and other payments online, manage personal finances, and perform financial transactions without the need to visit a bank branch.
The service automatically delivers utility bills directly to user-friendly devices like smartphones, tablets, computers or to familiar points of interaction: Facebook, bank branches, self-service kiosks, ATMs.

For Bank

• Enhancing customer loyalty and retention
• Attracting new customers through innovative solutions
• Focusing on long-term relationships rather than one-time deals
• Opportunities for cross-selling and expanding the product portfolio
• Utilizing big data to analyze credit risk and increase sales
• Earning additional commissions from payment transactions
• Automated delivery of invoices to customers’ email
• Become the leading provider of payment solutions in the market

For Customer

• Digital bill delivery — fast, convenient, and paper-free
• Significant reduction in printing and mailing costs
• Increased share of regular and timely payments
• Improved payment discipline through SMS, email notifications, and reminders
• Decreased number of overdue payments
• Cost optimization — reduced need for credit control staff
• Building a base of regular and loyal customers
• Automated real-time collection of meter readings

For Provider

• Fast and high-quality service
• Convenient online account management anytime
• Instant access to bills via phone, tablet, computer, or even Facebook
• Reminders for upcoming and overdue payments via SMS and email
• Payment without queues — directly from a bank card or through a personal account
• Ability to set up recurring automatic payments
• Clear explanation of bill structure and charges
• Analytics of expenses for effective financial planning

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